Top 10 Health Insurance in Dubai for 2024: Ensuring Your Family’s Well-being

Today we are going to provide you with a list of the best Health Insurance Companies in Dubai. You can choose the most suitable company from the list, according to your need and budget.

Health insurance is a type of insurance that provides financial coverage for surgical and medical expenses when the insured is hospitalized.

The increasing threat of communicable and non-communicable diseases along with the rising need for healthcare facilities tells us the importance of keeping our health and financial affairs in line at all times.

A few years ago, The UAE government has made having health insurance compulsory for all residents.

But it can be a very tricky task to choose the best health insurance companies in Dubai for the family to satisfy all your needs.

Here is the list of Best health insurance in UAE:

1. Oman Insurance

oman insurance

Oman Insurance Company is one the best health insurance company in UAE.

It provides insurance to both individuals and businesses. It operates mostly in UAE, Oman, and Turkey.

It was established in 1975 and mostly funded by UAE famous Mashreq bank.

This is considered to be the most used health insurance company across UAE. Therefore if you are looking for insurance for your business or family then get in touch with Oman insurance agent.

One small tip is that better look for an insurance broker approved by the insurance company. As you can negotiate a better deal with the agent/broker than getting directly done from the insurance company. 

Further agents will guide you for the needed documents. And, they will handle all implementational difficulties on behalf of you. 

You don’t need to pay them any extra. Nevertheless, your work will get faster and easier.

They have many networks/service cards. You can choose whichever is best suitable for you. You can compare on the basis of included health centers, included health departments, included medicines, and insurance prices.

2. AXA Health Insurance

oman nsurance

This insurance company really gives tough competition to Oman Insurance in all sectors.

Most UAE residents and businesses have either AXA or Oman Health insurance.

This is also one of the best and the widely spread international insurance companies. This may cover you if you want to avail health insurance benefits in a 3rd country other than UAE.

Their policies are simple and clear. Also, they do provide excellent and very fast service. By that I mean your approval for medicines and medical procedures are approved on the go without being much waiting around time.

3. Orient Health Insurance Dubai

best health insurance in Dubai for pregnancy

The Orient Insurance Company was established in the year 1982 as a part of AL-Futtaim Group. Further, it will be the best health Insurance Company in Dubai for you.

Additionally, This company has recorded the highest net profit among the other local insurance companies in UAE for consecutively 2 years.

Orient has also secured ratings of ‘A Stable’ from Standard & Poor’s and ‘An Excellent’ from AM Best, which is the highest combined rating in the region.

Additionally, Its head office is located in Dubai, therefore the company serves its clientele through an extensive branch network in Bur Dubai, Deira, Dubai healthcare city, and many more.

For Instance, it provides the best health insurance in Dubai for pregnancy. Specifically, It offers many health insurance plans to cover individuals against several critical illnesses.

Orient health insurance plans in Dubai offer worldwide coverage with flexible options of premium payment.

Although, Their health insurance plans cover in-patient, out-patient medical encounters, surgical procedures, tests, healthcare treatments, maternity services, medication to an annual aggregate limit of AED 150,000. So, Some of their plans are:

  1. I – Med – Medical covers AED 1,50,000
  2. Silk Road – Family Care Plan A: Medical covers AED 10,00,000
  3. Green – Family Care Plan A: Medical covers AED 10,00,000
  4. Silver Classic – Family care Plan A: Medical covers AED 10,00,000
  5. Silver Premium – Family Care Plan A: Medical Covers AED 10,00,000
  • Reviews: 4.8 Stars (Google Review)
  • Contact: +971800292
  • Timing: Monday to Friday from 8:00 am to 5:00 pm
  • Address: Churchill Executive Tower, Business Bay, Floor 39, Dubai, UAE
  • Location: Click here to see the Map

4. Alliance Health Insurance

cheap and best health insurance in Dubai

With over forty years of experience, Alliance Insurance has grown to become one of the UAE’s leading providers of premium insurance services to individuals, corporations, and government bodies.

Moreover, it has cheap and best health insurance in Dubai. Additionally, It has a range of amazing offers for both corporates and individuals.

Further, It was established in 1975. This company is popular for providing excellent unmatched customer services, security and reliability to their clients.

Alliance health insurance comes with a wide network of hospitals with cashless hospitalization facilities.

Although, You can contact their team at any time to get your queries resolved. Additionally, it offers the best health insurance for babies.

Their insurance plans include maternity coverage, pre, and post-hospitalization benefits, ambulance charges, room rent, doctor’s consultations, emergency care, medical appliances, medical transportation. So, Some of their plans are:

  1. Limited Plan – Medical covers AED 1,50,000
  2. Local Plan A – Medical covers AED 1,50,000
  3. Local Plan B – Medical covers AED 1,50,000
  4. Basic Plan A – Medical covers AED 3,00,00
  5. Basic Plan B – Medical covers AED 2,00,000
  6. Universal Plan – Medical covers AED 5,00,00
  • Reviews: 3.6 Stars (Google Review)
  • Contact: +97146051111
  • Timing: Monday to Friday from 8:30 am to 5:00 pm
  • Address: P.O. Box: 5501, 2nd Floor, Warba Center, Abu Baker Al Siddique Road, Dubai, UAE
  • Location: Click here to see the map

5. Dubai National Insurance & Reinsurance PSC

cheapest health insurance for family in UAE 2021.

DNIRC is one of the best Health insurance companies in Dubai, it has a wide range of medical insurance products.

Additionally, They provide cost-effective worldwide insurance plans & policies and regional plans that suit customers’ requirements for Dubai, Sharjah, Abu Dhabi, and other UAE residents.

Moreover, It is the very first insurance company that was listed in the Dubai financial market. They have experience of 26 years and it is one of the most trusted insurance providers in the UAE market.

Furthermore, They have several variants of insurance plans for both personal and commercial levels.

Specifically, Their policyholders can freely customize their insurance plans and ensure that it suits their individual needs.

Additionally, it is famous for providing the cheapest health insurance for a family in UAE 2022. So, Some of their insurance plans are:

  1. Essential – Medical covers AED 1,50,000
  2. Silver – Medical covers AED 1,50,000
  3. Gold – Medical covers AED 2,50,000
  4. Diamond – Medical covers AED 7,50,000
  5. Platinum – Medical covers AED 10,00,000
  • Reviews: 3.4 Stars (Google Review)
  • Contact: +97142956700
  • Timing: Monday to Friday from 8:00 am to 4:30 pm
  • Address: 7th & 9th Floor, Opposite Deira City Centre, Port Saeed, Baniyas Road, Deira, Dubai, UAE
  • Location: Click here to see the map

6. Sehteq Health Insurance Dubai

best health insurance policy in Dubai.

Sehteq is a technology-driven health insurance startup based in Dubai. Moreover, Sehteq, Arabic for health, and teq for technology.

Additionally, It provides lots of affordable, user-friendly, and effective health insurance plans. Specifically, it provides the best health insurance in Dubai for pregnancy.

Moreover, Sehteq health insurance company is reliable and one of the popular insurance provider providers in the UAE.

Although, it also has the best health insurance broker in Dubai. The policyholders have the choice that they can choose online or offline support based on their convenience.

Further, Customers can also enjoy the ongoing offers and discounts offered by the providers. Although, it offers the best health insurance policy in Dubai.

Out-Patient services offered by Sehteq company include medical examinations, laboratory tests, 6 sessions of Physiotherapy, diagnostics, treatments, and consultations. So, Some of their insurance plans are:

  1. Basic – Medical covers AED 1,50,000
  2. Care – Medical covers AED 1,50,000
  3. Care Plus – Medical covers AED 1,50,000
  4. Executive – Medical covers AED 1,50,000
  • Reviews: 2.3 Stars (Google Review)
  • Contact: +97142095444
  • Timing: Monday to Saturday open for 24 hours
  • Address: First Al Khail Street- Al Quoz, Al-Quoz 3, Dubai, UAE
  • Location: Click here to see the map

7. Watania Health Insurance

Cheap and Best Health Insurance in Dubai.

Next, the best health insurance card in Dubai is Watania Company. Additionally, It was founded in 2011.

Moreover, Their mission is to promote general insurance awareness in the community and ensure policyholders’ satisfaction by offering quality products and services.

Additionally, it gives Cheap and Best Health Insurance in Dubai. The company focuses on Personal and commercial insurance business lines.

Although, their insurance plans include diagnostics, lab tests, emergency covered, maternity and newborn baby, coronary artery disease treatment, Physician treatment, Ambulance services, day-care treatment, emergency mental health treatments, pharmaceuticals, out-patient surgery, and many more. So, Some of their plans are:

  1. Gold – Medical covers AED 10,00,000
  2. Silver Premium – Medical covers AED 10,00,000
  3. Silver – Medical covers AED 10,00,000
  4. Green – Medical covers AED 10,00,000
  5. Silk Road – Medical covers AED 10,00,000
  • Reviews: 3.4 Stars (Google Review)
  • Contact: +9718009282642
  • Timing: Monday to Friday from 8:00 am to 4:00 pm
  • Address: 4th Floor, Building No.4, Office No. 414 Emaar Business Park, Dubai, UAE
  • Location: Click here to see the map

8. Noor Takaful

Noor Takaful

Next, the best health insurance company in Dubai is Noor Takaful. It was established in 2009 to provide a broad range of Takaful (Islamic insurance) general and customized Islamic insurance products and services.

Additionally, It offers insurance products and services to individuals, families, groups, and companies in the UAE market.

Moreover, Noor Takaful is an IA-licensed and registered insurance company. Moreover, it provides the best basic health insurance in Dubai.

With expertise in health insurance, it offers Noor Takaful Health insurance with comprehensive tailor-made healthcare plans.

The company offers a lot of plans with various network hospitals with more than 1,600 care centers. So, Some of their insurance plans are:

  1. Dependent – Medical Covers AED 1,50,000
  2. Enhanced 1 (Dependent) – Medical Covers 1,50,000
  3. Dependent Enhanced 2 – Medical Covers 1,50,000
  • Reviews: 3.1 Stars (Google Review)
  • Contact: +9718008252385
  • Timing: Monday to Friday from 8:00 am to 4:00 pm
  • Address: Level 4, The Offices 1 at One Central, Dubai World Trade Centre, PO Box 48883, Dubai, UAE
  • Location: Click here to see the map

9. Union

Union

This is one of the top 10 health insurance companies in the UAE. It was established in 1998.

Although, Their clients trust this company because they know that this company understands the market and market conditions are continually evolving.

Further, Union Insurance has always been a company that values people. Moreover, The company provides a comprehensive range of products to clients in the UAE and the middle east region.

Although, This includes both standard and customized policies that help individuals, small, medium, and large enterprises as well as government entities.

Furthermore, It also offers an Essential Benefits Plan for housemaids/ employees having a visa in Dubai and who are earning a monthly gross salary of 4000 AED or less.

So, This will help them in getting basic health care facilities and services. So, Some of Union Health Insurance plans are:

  1. Essential Benefits Plan – Annual Limit AED 1,50,000
  2. Sanad Plan – Annual Plan AED 1,50,000
  3. Plan A – Annual Plan AED 10,00,000
  4. Plan B – Annual Plan AED 5,00,000
  5. C (Plan) – Annual Plan AED 2,00,000
  • Reviews: 3.1 Stars (Google Review)
  • Contact: +971565029975
  • Timing: Monday to Friday from 8:30 am to 5 pm
  • Address: Single business Tower, Sheikh Zayed Road, P.O Box 119227, Dubai
  • Location: Click here to see the map

10. Daman

Daman

This is another best health insurance company in UAE for families. The National Health insurance company which is also known as Daman is a trusted government partner.

Further, It was established in 2006. It is one of the best Health Insurance companies in Dubai.

Moreover, Daman is the first specialized health insurer in the UAE, with over 15 years of expertise and commitment to delivering the best insurance services.

Additionally, The company offers several unique programs including diseases & case management programs that are unmatched in the UAE.

It also has received many internationally recognized awards and quality-focused certificates. Insurers of Daman get worldwide coverage.

Although, The company holds the largest network of more than two thousand health providers throughout the UAE. So, Some of their Plans are:

  1. Smart Chrome – Annual Benefit Limit AED 1,60,000
  2. Smart Silver – Annual Benefit Limit AED 3,00,000
  3. Gold – Annual Benefit Limit AED 25,00,000
  4. Premier DNE – Annual Benefit Limit AED 2,00,00,000
  • Reviews: 3.5 Stars (Google Review)
  • Contact: +97126149555
  • Timing: Monday to Friday from 8:00 am to 4:00 pm
  • Address: Hassanicor Building, Al Barsha, Al Barsha 1, Dubai, UAE
  • Location: Click here to see the map

So, these are the best health insurance companies in Dubai. Your family safety is in your hand.

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